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AU Small Finance Bank Ltd.
AUBANKMid CapNSEBSE
Financials · Financial Services
₹1,086.20up 9.10up 0.84 percentas of 31 Aug 2026
Book value ₹270.87Div yield 0.09%
Key metrics
- Market Cap
- 81,367.50 ₹ cr
- P/E
- 30.76 x
- P/B
- 4.01 x
- ROE
- 20.83%
- ROCE
- 4.69%
- Debt to Equity
- 6.32 x
- Net Margin
- 20.62%
- Dividend Yield
- 0.09%
- Revenue Growth (YoY)
- —
Observations
Mechanical observations generated from stored data, not analysis or opinion. Each one names the threshold that produced it — the ROCE check below uses 20%, a fixed default rather than a value tailored to this company.
- ROCE below 20% in each of the last 1 financial years (2018-2019).
- Promoter holding 22.7% (pledge data not available).
- Debt-to-equity 6.32 — above the Financial Services median of 5.53.
AUBANK
₹1,086.20up 0.84 percent
EOD Synced: 31 Aug 2026 18:30 ISTOverview & Live Price Chart
Executive Investment Verdict & Quality Synthesis
Autonomous V2Multi-dimensional quantitative synthesis across capital efficiency, forensic accounting, intrinsic valuation, and ownership governance.
Factual Quantitative Consensus
1. Capital Efficiency & MoatModerate Return
—ROCE
ROE: 13.22%·P/B: 4.01x
2. Forensic Health & SolvencyCAMEL Regulated Resilient
CAMEL PassBanking Matrix
CRAR & NPA Reserves Aligned
3. Valuation & DCF Spread-79.0% Valuation Premium
₹228DCF Fair Value
CMP: ₹1,086.2
4. Ownership & GovernanceWidely Held / Low Promoter
22.74%Promoter Stake
Pledged: 0.0%·Inst: 60.40%
Institutional Factor Scores
QVGM Factor Grade Matrix
Institutional Multi-Factor Profile (QVGM)
Composite 0–100 percentile ranks normalized across all 500 universe constituents
Rank #31 of 86 in FinancialsQVGM 52/100
Quality (Q)42
ROE, ROCE, Margins & Cash Conversion
Value (V)42
P/E, P/B, EV/EBITDA vs Sector Benchmarks
Growth (G)57
3Y Sales & EPS Compounded Growth
Momentum (M)71
Relative Strength & Trend Position
TheScreener Radar™ 5-Pillar Quantitative Scorecard
Holistic quantitative radar evaluating fundamental quality, valuation multiples, balance sheet health, growth, and price momentum
Sector Rank:Rank #31 of 86 in Financials
Valuation
Moderate42/100
P/E Ratio:30.76x
P/B Ratio:4.01x
Dividend Yield:0.09%
P/E, P/B, EV/EBITDA & Dividend Yield relative to 5Y medians and sector
Growth
Moderate57/100
3Y Sales CAGR:—
3Y PAT CAGR:—
Quarterly YoY:+12.4%
3-Year Compounded Sales & Net Profit Growth trajectory
Profitability
Moderate42/100
ROE:13.2%
ROCE:—
OPM %:—
Return on Equity (ROE), ROCE & Operating Margin efficiency
Solvency & Health
Strong89/100
Piotroski F-Score:8/9
Altman Z-Score:—
Debt / Equity:0.00
Balance Sheet strength, Altman Z-Score & Piotroski F-Score checklist
Momentum
Strong71/100
1Y Return:—
RSI (14):54.2
From 52W High:—
1-Year Relative Strength vs NIFTY 500, RSI-14 & 52W High distance
Quantitative Drivers & Growth Analysis
52-week corridor, deep valuation multiples, compounded CAGR trajectory, and institutional flow shifts
52-Week Low₹694.30
From 52W High-3.76%
52-Week High₹1,128.60
Valuation MultiplesCash Flow & Yield
PEG Ratio2.08
Earnings Yield25.89%
Price / FCF38.68
FCF Yield2.59%
Payout Ratio0.36%
Net-Net Ratio-316.55
Solvency & SafetyPiotroski & Altman
Piotroski F-Score8/9
Altman Z-Score—
Graham Number₹1,309.11
1Y Flow & Margin ShiftsTrailing 12M
FII Stake:▼ 1.29%
DII Stake:▲ +1.20%
OPM Margin:—
Net Margin:—
Compounded Annual Growth Rate (CAGR Matrix)
Historical Fundamental Trajectory| Metric | QoQ Shift | YoY Shift | 1Y CAGR | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|---|
| Revenue Growth | — | — | — | — | — |
| Net Profit Growth | ▼ 4.32% | ▲ +37.03% | 25.42% | 22.75% | 17.67% |
| EPS Growth | ▼ 1.31% | ▲ +35.09% | 24.09% | 14.76% | 11.59% |
Intrinsic Valuation Models & DCF Sensitivity
Institutional DCF & Intrinsic Valuation Studio — AUBANK
2-Stage Discounted Cash Flow, Reverse DCF Implied Growth, and Benjamin Graham & Peter Lynch valuation benchmarks.
DCF Intrinsic Fair Value
₹233.4
Verdict:Overvalued (-78.5%)
Benjamin Graham Number
₹460.2
-57.6% vs CMPPeter Lynch Fair Value
₹175.4
-83.9% vs CMPReverse DCF Implied Growth
55.0% CAGR
Aggressive Expectations (Priced for Perfection)Valuation Spectrum PositioningCMP: ₹1,086.2
₹0 (Distress)CMP: ₹1,086DCF: ₹233Graham: ₹460
Scenario Calibration & Sensitivity Levers
Tune Discount Rate (WACC), 5-Year Growth, and Terminal Value to model bear, base, and bull cases.
Discount Rate (WACC)11.5%
Cost of Capital Hurdle
5-Year FCF Growth CAGR6.0%
Assumed stage-1 cash flow expansionTerminal Growth Rate4.5%
Long-term perpetual GDP growth rate5-Year Projected Cash Flow Schedule (₹ Cr)
| Projection Period | Growth Rate | Projected FCF | Discount Factor | Present Value |
|---|---|---|---|---|
| Year 1 | 6% | ₹1,082 | 0.8969 | ₹970 |
| Year 2 | 6% | ₹1,146 | 0.8044 | ₹922 |
| Year 3 | 6% | ₹1,215 | 0.7214 | ₹877 |
| Year 4 | 6% | ₹1,288 | 0.6470 | ₹833 |
| Year 5 | 6% | ₹1,365 | 0.5803 | ₹792 |
2D Sensitivity Matrix (WACC vs Terminal Growth Rate)
Click any cell to apply WACC & terminal growth scenario. Values in ₹ / share.| WACC \ g(Terminal) | 3.0% | 4.0% | 4.5% | 5.0% | 6.0% |
|---|---|---|---|---|---|
| 10.0% | ₹245 -77% | ₹274 -75% | ₹293 -73% | ₹316 -71% | ₹379 -65% |
| 11.0% | ₹215 -80% | ₹237 -78% | ₹250 -77% | ₹266 -76% | ₹306 -72% |
| 11.5% | ₹204 -81% | ₹222 -80% | ₹233 -79% | ₹246 -77% | ₹280 -74% |
| 12.0% | ₹193 -82% | ₹209 -81% | ₹219 -80% | ₹230 -79% | ₹258 -76% |
| 13.0% | ₹175 -84% | ₹187 -83% | ₹195 -82% | ₹203 -81% | ₹223 -79% |
Discounted cash flow (DCF) and valuation models are quantitative projections based on user-supplied assumptions — not a forecast, not a guarantee of future performance, and not SEBI-registered investment advice. Actual financial performance and stock price movements may differ materially.
New to intrinsic valuation models? Learn how Discounted Cash Flow and Terminal Growth rates work.Read DCF Academy Guide →
Valuation history
P/E30.76current
ReportedComputed, approximate
P/B4.01current
ReportedComputed, approximate
The dashed line is computed from historical close price divided by the most recently reported annual EPS or book value — not IndianAPI's own figure, which only ever gives a single current reading with no history behind it. Real results are typically disclosed several weeks after the fiscal year ends, so a computed point right around a year transition can lag what the market actually knew that day. The solid line is the real reported figure.
EV/EBITDA is not shown — there is no verified source for it in our data feed, and estimating it would misrepresent an estimate as a reported figure.
| Date | P/E | P/B |
|---|---|---|
| 31 Aug 2026 | 30.76 | 4.01 |
Analyst Consensus, Price Targets & Forecasts
Analyst Consensus & Recommendations
Aggregated institutional equity research ratings · 31 Aug 2026
Buy(2.46 / 5)
Strong Buy:9
Buy:6
Hold:5
Sell:7
Strong Sell:1
Coverage: 28 contributing analystsScale: 1 (Strong Buy) – 5 (Strong Sell)
Ratings shown are third-party analyst estimates compiled from institutional brokers. They do not constitute investment advice.
Risk Profile & Volatility
Statistical return volatility classification · 31 Aug 2026
Balanced risk
Low RiskModerate RiskHigh Risk
Annualised Standard Deviation:32.50%
Analyst Price Targets
12-month forward price consensus · 31 Aug 2026
Upside: +1.27%
Mean Target₹1,100.00vs CMP ₹1,086.20
High Target₹1,285.00+18.3% max upside
Low Target₹800.00-26.3% downside
Median Target₹1,148.0028 estimates
Low: ₹800.00Mean: ₹1,100.00High: ₹1,285.00
Mean Target Current Price (₹1,086.20)
Price targets are third-party analyst estimates compiled from institutional brokers. They do not constitute investment advice.
Forward Financial Forecasts & Consensus Estimates
Institutional broker consensus estimates and forward earnings trajectory
FY2024EConsensus
Mean Estimate
₹6.66
Low:—
High:—
FY2024EConsensus
Mean Estimate
₹5.58
Low:—
High:—
FY2024EConsensus
Mean Estimate
₹5.77
Low:—
High:—
FY2024EConsensus
Mean Estimate
₹5.98
Low:—
High:—
FY2025E3 Analysts
Mean Estimate
₹7.65
Low:—
High:—
FY2025E2 Analysts
Mean Estimate
₹7.08
Low:—
High:—
FY2025E3 Analysts
Mean Estimate
₹6.75
Low:—
High:—
FY2025EConsensus
Mean Estimate
₹6.74
Low:—
High:—
FY2026E1 Analysts
Mean Estimate
₹7.48
Low:—
High:—
FY2026E1 Analysts
Mean Estimate
₹11.01
Low:—
High:—
FY2026E4 Analysts
Mean Estimate
₹7.78
Low:—
High:—
FY2026E2 Analysts
Mean Estimate
₹8.87
Low:—
High:—
FY2027E1 Analysts
Mean Estimate
₹10.94
Low:₹10.00
High:₹10.00
FY2027E1 Analysts
Mean Estimate
₹12.88
Low:₹12.00
High:₹12.00
FY2027E1 Analysts
Mean Estimate
₹10.51
Low:—
High:—
FY2027E1 Analysts
Mean Estimate
₹10.78
Low:₹10.00
High:₹10.00
FY2028E1 Analysts
Mean Estimate
₹14.59
Low:₹14.00
High:₹14.00
FY2028E1 Analysts
Mean Estimate
₹14.44
Low:₹14.00
High:₹14.00
FY2028E1 Analysts
Mean Estimate
₹17.04
Low:₹17.00
High:₹17.00
FY2028E1 Analysts
Mean Estimate
₹12.82
Low:₹12.00
High:₹12.00
| Period / Fiscal Year | Consensus Mean | Bull Case (High) | Bear Case (Low) | Brokers |
|---|---|---|---|---|
| FY2024 Forecast | ₹6.66 | — | — | — |
| FY2024 Forecast | ₹5.58 | — | — | — |
| FY2024 Forecast | ₹5.77 | — | — | — |
| FY2024 Forecast | ₹5.98 | — | — | — |
| FY2025 Forecast | ₹7.65 | — | — | 3 |
| FY2025 Forecast | ₹7.08 | — | — | 2 |
| FY2025 Forecast | ₹6.75 | — | — | 3 |
| FY2025 Forecast | ₹6.74 | — | — | — |
| FY2026 Forecast | ₹7.48 | — | — | 1 |
| FY2026 Forecast | ₹11.01 | — | — | 1 |
| FY2026 Forecast | ₹7.78 | — | — | 4 |
| FY2026 Forecast | ₹8.87 | — | — | 2 |
| FY2027 Forecast | ₹10.94 | ₹10.00 | ₹10.00 | 1 |
| FY2027 Forecast | ₹12.88 | ₹12.00 | ₹12.00 | 1 |
| FY2027 Forecast | ₹10.51 | — | — | 1 |
| FY2027 Forecast | ₹10.78 | ₹10.00 | ₹10.00 | 1 |
| FY2028 Forecast | ₹14.59 | ₹14.00 | ₹14.00 | 1 |
| FY2028 Forecast | ₹14.44 | ₹14.00 | ₹14.00 | 1 |
| FY2028 Forecast | ₹17.04 | ₹17.00 | ₹17.00 | 1 |
| FY2028 Forecast | ₹12.82 | ₹12.00 | ₹12.00 | 1 |
Third-party broker forecasts compiled from institutional research houses, not IndiScreener's proprietary estimates. Provided strictly for analytical benchmarking and does not constitute investment advice.
Forensic Accounting Audit & Solvency Risk
Accounting Health & Governance Quality Radar
Algorithmic accounting analysis across balance sheet solvency, cash conversion efficiency, and ownership stability.
Clean Governance & Solvency
Financial Strengths & Catalysts
2 Factors- •Net profit has grown at an impressive 22.8% CAGR over 3 years.
- •High institutional backing: FIIs & DIIs hold a combined 60.4%.
Risk Factors & Watchouts
1 Watchout- •Company has experienced sluggish sales growth of 0.0% CAGR over 3 years.
Forensic Accounting & Health Audit
CAMEL Banking Model & Quality Factor Composite
Piotroski F-Score8 / 9
● Strong (High Quality)
Altman Z-Score—
● Not Applicable for Banks/NBFCs
Beneish M-Score-2.55
● Low Risk (Clean Accounting)
Cash flows closely match reported earnings with conservative accruals.
CAMEL Banking & NBFC Resilience ScorecardNet Profit: ₹2,641.25 Cr
Capital Adequacy (CRAR)14.4%Adequate (>= 15.0%)
Asset Quality (Gross NPA)2.52%Moderate (< 2.5%)
Provision Coverage (PCR)74.5%Well-Provisioned (>= 70.0%)
Net Interest Margin (NIM)3.92%Healthy (>= 3.2%)
Cost-to-Income Ratio49.6%Efficient (< 50.0%)
Learn how Piotroski F-Score (9 criteria) and Altman Z-Score detect earnings manipulation and bankruptcy risk.Read Forensic Guide →
10-Year Financial Statements & DuPont ROE
Financial Statements
consolidated · amounts in ₹ Crores
Accounting Flow:
Wall Street Cash Flow & Free Cash Flow (FCF) Cascade
FY26 (2025-2026)3-Stage institutional flow from reported earnings to owner Free Cash Flow and capital allocation
FCF Conversion Rate (FCF / PAT)
38.6%Low Cash Conversion
Measures how much reported accounting profit turns into real liquid cash.
Free Cash Flow Margin
—of Gross Revenue
Liquid cash retained per ₹100 of top-line revenue generated.
CapEx Reinvestment Rate
44.2%of Operating Cash
Portion of operating cash reinvested in future capacity and maintenance.
Reported Net Profit (PAT)₹2,641 CrInflow
2,641
+ D&A Non-Cash Charge₹396 CrAdd-back
396
Working Capital Adjustment-₹1,208 Cr- Tied Up
1,208
= Operating Cash Flow (CFO)₹1,829 CrOperating Cash
1,829
- Capital Expenditures (CapEx)-₹809 CrReinvestment
809
= Free Cash Flow (FCF)₹1,020 CrFree Cash Flow
1,020
- Dividends & Debt Repayment-₹581 CrCapital Return
581
= Net Change in Cash₹439 CrNet Balance
439
Multi-Year Historical FCF vs Reported PAT Trajectory:
Free Cash Flow (FCF) Reported Net Profit (PAT)
| Metric | 2018-201931 Mar 2019 | 2019-202031 Mar 2020 | 2020-202131 Mar 2021 | 2021-202231 Mar 2022 | 2022-202331 Mar 2023 | 2023-202431 Mar 2024 | 2024-202531 Mar 2025 | 2025-202631 Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | ₹5,018.38 | — | — | — | — | — | — | — |
| Operating profit | ₹2,534.28 | — | — | — | — | — | — | — |
| OPM | 50.50% | — | — | — | — | — | — | — |
| Net profit | ₹1,320.63 | ₹674.78 | ₹1,170.68 | ₹1,129.83 | ₹1,427.93 | ₹1,534.72 | ₹2,105.93 | ₹2,641.25 |
| EPS | 17.52 | 12.86 | 20.27 | 20.44 | 23.21 | 22.87 | 28.27 | 35.08 |
| Net margin | 26.32% | — | — | — | — | — | — | — |
| ROE | 29.24% | 15.42% | 18.66% | 15.04% | 13.01% | 12.22% | 12.27% | 13.22% |
| ROCE | 12.47% | — | — | — | — | — | — | — |
| Debt / equity | 3.50 | 2.37 | 1.14 | 0.82 | 0.59 | 0.45 | 0.69 | 0.71 |
Compounded growth (CAGR)
| Metric | 1Y | 3Y | 5Y |
|---|---|---|---|
| Revenue | — | — | — |
| Net profit | 25.42% | 22.75% | 17.67% |
| EPS | 24.09% | 14.76% | 11.59% |
Each column only appears when 8 real reported years actually support it — never extrapolated from fewer.
Balance sheet
| Metric | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 | 2025-2026 |
|---|---|---|---|---|---|---|---|---|
| Total assets | ₹22,582.69 | ₹42,143.07 | ₹51,591.31 | ₹69,077.80 | ₹90,216.12 | ₹1.09 L | ₹1.58 L | ₹1.92 L |
| Total liabilities | ₹18,066.15 | ₹37,766.26 | ₹45,316.09 | ₹61,563.79 | ₹79,238.77 | ₹96,866.14 | ₹1.41 L | ₹1.72 L |
| Total equity | ₹4,516.54 | ₹4,376.81 | ₹6,275.22 | ₹7,514.01 | ₹10,977.34 | ₹12,559.53 | ₹17,166.28 | ₹19,973.52 |
| Total debt | ₹15,807.88 | ₹10,364.52 | ₹7,126.55 | ₹6,179.25 | ₹6,491.43 | ₹5,675.99 | ₹11,870.74 | ₹14,186.06 |
| Cash | ₹1,354.96 | — | — | — | — | — | — | — |
| Current assets | ₹7,903.94 | — | — | — | — | — | — | — |
| Current liabilities | ₹5,645.67 | — | — | — | — | — | — | — |
| Inventory | ₹0.00 | — | — | — | — | — | — | — |
| Receivables | ₹2,258.27 | — | — | — | — | — | — | — |
| Payables | ₹451.65 | ₹317.28 | ₹333.88 | ₹250.55 | ₹366.78 | ₹495.60 | ₹743.48 | ₹868.61 |
| Net PP&E | ₹451.65 | ₹448.00 | ₹482.37 | ₹622.57 | ₹740.14 | ₹851.59 | ₹912.47 | ₹1,436.38 |
| Retained earnings | ₹3,613.23 | ₹2,763.91 | ₹3,934.59 | ₹4,963.28 | ₹6,342.50 | ₹7,749.24 | ₹10,695.22 | ₹13,206.38 |
Cash flow
| Metric | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 | 2025-2026 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | ₹1,386.66 | ₹659.57 | ₹5,056.10 | ₹6,848.98 | ₹5,493.64 | ₹2,608.07 | ₹6,614.25 | ₹1,828.87 |
| Capital expenditure | ₹75.28 | ₹-92.20 | ₹-141.23 | ₹-282.49 | ₹-305.94 | ₹-346.42 | ₹-264.36 | ₹-808.59 |
| Free cash flow | ₹1,311.38 | ₹567.37 | ₹4,914.87 | ₹6,566.49 | ₹5,187.70 | ₹2,261.65 | ₹6,349.89 | ₹1,020.28 |
| OCF / net profit | 1.05 | 0.98 | 4.32 | 6.06 | 3.85 | 1.70 | 3.14 | 0.69 |
| FCF / Capex intensity | 0.02 | — | — | — | — | — | — | — |
Income statement detail
| Metric | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 | 2025-2026 |
|---|---|---|---|---|---|---|---|---|
| Gross profit | ₹2,760.11 | — | — | — | — | — | — | — |
| Cost of revenue | ₹2,258.27 | — | — | — | — | — | — | — |
| EBITDA | ₹2,509.19 | — | — | — | — | — | — | — |
| Income before tax | ₹1,756.43 | ₹913.97 | ₹1,458.50 | ₹1,454.07 | ₹1,864.65 | ₹1,999.43 | ₹2,788.06 | ₹3,474.05 |
| Interest expense | ₹2,007.35 | — | — | — | — | — | — | — |
| Tax expense | ₹435.81 | ₹239.19 | ₹287.82 | ₹324.24 | ₹436.72 | ₹464.71 | ₹682.13 | ₹832.80 |
| D&A | ₹200.74 | — | — | — | — | — | — | — |
| EBITDA margin | 50.00% | — | — | — | — | — | — | — |
Financial ratios
| Metric | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 | 2025-2026 |
|---|---|---|---|---|---|---|---|---|
| Current ratio | 1.40 | — | — | — | — | — | — | — |
| Quick ratio | 1.40 | — | — | — | — | — | — | — |
| Interest coverage | 1.26 | — | — | — | — | — | — | — |
| Inventory days | 0.00 | — | — | — | — | — | — | — |
| Receivable days | 35.00 | — | — | — | — | — | — | — |
| Payable days | 40.00 | — | — | — | — | — | — | — |
| Cash conversion cycle | 0.00 | — | — | — | — | — | — | — |
| Working capital days | 30.00 | 30.00 | 30.00 | 30.00 | 30.00 | 30.00 | 30.00 | 30.00 |
| Fixed asset turnover | 11.11 | — | — | — | — | — | — | — |
| ROA | 5.85% | 1.60% | 2.27% | 1.64% | 1.58% | 1.40% | 1.33% | 1.38% |
| ROIC | 6.96% | — | — | — | — | — | — | — |
| Gross margin | 55.00% | — | — | — | — | — | — | — |
DuPont ROE Decomposition
DuPont analysis requires complete net margin, asset turnover, and equity multiplier metrics for the latest fiscal period. At least one of those hasn't been ingested yet for this company.
Explore the 3-Stage DuPont Formula: Net Margin × Asset Turnover × Leverage Multiplier.Read DuPont Guide →
Corporate Actions, Dividends & Capital Changes
Chronological Corporate Actions Registry
Historical stock splits, bonus shares, rights issues, and corporate schemes
| Year | Execution Date | Action Type | Ratio / Term |
|---|---|---|---|
| 2026 | 31 Jul 2026 | dividend | 10% |
| 2025 | 04 Jul 2025 | dividend | 10% |
| 2024 | 12 Jul 2024 | dividend | 10% |
| 2023 | 14 Jul 2023 | dividend | 10% |
| 2022 | 30 Jul 2022 | dividend | 5% |
| 10 Jun 2022 | bonus | 1:1 | |
| 2019 | 20 Jul 2019 | dividend | 7% |
| 2018 | 01 Aug 2018 | dividend | 5% |
Dividend Intelligence & Capital Return History
Historical cash payout track record across 4 dividend distributions
Latest Year DPS:₹1.00
Yield on CMP:0.09%
3Y Dividend CAGR:+0.0%
Annual Dividend Payout Progression (Per Share)Total Cumulative DPS: ₹4.00
₹1.0
2026
₹1.0
2024
₹1.0
2023
₹1.0
2022
| Ex-Date | Amount (Per Share) | Dividend Type |
|---|---|---|
| 31 Jul 2026 | ₹1.00 | Final |
| 12 Jul 2024 | ₹1.00 | Final |
| 14 Jul 2023 | ₹1.00 | Final |
| 28 Jul 2022 | ₹1.00 | Final |
Industry Peer Group & Valuation Spread
Compare valuation multiples and market cap relative to sector competitors
Financial ServicesCompare Peers in Studio
Market Cap81,367.50 ₹ cr
Beats 71% of 117 industry peers · median 35,401.63 ₹ cr
P/E30.76 x
Beats 65% of 99 industry peers · median 22.00 x
P/B4.01 x
Beats 74% of 99 industry peers · median 2.53 x
ROE20.83%
Beats 60% of 118 industry peers · median 17.12%
ROCE4.69%
Beats 43% of 93 industry peers · median 5.18%
Debt to Equity6.32 x
Beats 74% of 118 industry peers · median 5.53 x
Net Margin20.62%
Beats 68% of 112 industry peers · median 19.09%
Dividend Yield0.09%
Beats 3% of 89 industry peers · median 0.97%
| Company | Market Cap ▼ | P/E | P/B |
|---|---|---|---|
HDFC Bank Ltd.HDFCBANK | ₹11.10 L | 14.43 | 1.87 |
ICICI Bank Ltd.ICICIBANK | ₹10.23 L | 19.29 | 2.85 |
| ₹9.66 L | 11.44 | 1.61 | |
Bajaj Finance Ltd.BAJFINANCE | ₹6.63 L | 35.40 | 5.89 |
| ₹5.32 L | 9.11 | 2.97 |
Peers are chosen strictly by industry classification. A classification doesn't always describe what a company actually competes in, but gives an objective starting point across the universe.
Regulatory Filings & Market Intelligence
Corporate Filings & Document Vault
SEBI LODR VerifiedAudited Annual Reports, Investor Decks, Earnings Concall Transcripts, and Board Resolutions for AU Small Finance Bank Ltd. (AUBANK)
Indexed Documents6 Filings
Latest Disclosure26 Jul 2026
Board Outcome26 Jul 2026
AU Small Finance Bank Ltd: Outcome of Board Meeting for Approval of Audited Financial Results
Press Release11 Jun 2026
AU Small Finance Bank Ltd: Press Release: Business Updates and New Strategic Initiatives
AGM / EGM03 Jun 2026
AU Small Finance Bank Ltd: Notice of Annual General Meeting and Record Date for Dividend
Investor Deck24 May 2026
AU Small Finance Bank Ltd: Investor Presentation on Q4 Financial Results and Growth Outlook
Concall Transcript10 May 2026
AU Small Finance Bank Ltd: Transcript of Earnings Conference Call with Institutional Investors
News
- IndianAPIIndus Towers to AU Small Finance Bank - Jay Thakkar suggests 3 stocks to buy or sell for short-term in F&O segment
Domestic benchmark indices opened flat with a positive bias, driven by easing crude oil prices and improving sentiment from Iran-Oman talks. Nifty 50 rose 0.03% to 24,341.95 despite slight declines in the BSE Sensex, showing modest gains in various sectors as markets tracked global trends.
- IndianAPIPrivate banking stocks witnessing fresh momentum; should you bet or book profit?
Stocks such as Karnataka Bank has jumped over 15% so far in August. Shares of DCB Bank, AU Small Finance Bank, City Union Bank, Kotak Mahindra Bank, IDFC First Bank, and Axis Bank have gained between 1-9% this month so far.
- IndianAPIFour midcap stocks near 52-week highs that still look cheap
AU Small Finance Bank, Lloyds Metals, Sona Comstar and Alkem trade near yearly peaks even as earnings growth has kept their valuations in check.
- IndianAPIShares to buy or sell: Chandan Taparia of Motilal Oswal recommends three stocks to buy today - 7 August 2026
The Indian stock market is set to open lower on August 7, influenced by rising crude oil prices. The Nifty 50 and Sensex indices show weak trends, with analysts suggesting key support and resistance levels for trading.
- IndianAPIHDFC Mid Cap Fund tops ₹1 trillion AUM: Is it still worth considering?
Find out how HDFC Mid Cap Fund outperformed and rewarded its investors.
- IndianAPIRaja Venkatraman recommends three stocks for 28 July
Market expert Raja Venkatraman shares his top stock picks for 28 July. Here’s his technical outlook and trade strategy.
- IndianAPIAU Small Finance Bank Q1 results 2026: Net profit grows 37% to ₹796 crore, NII up 32%
AU Small Finance Bank's Q1FY27 results revealed a 37% YoY rise in net profit to ₹796 crore, driven by a 32% growth in net interest income and reduced provisions. Despite a slight increase in non-performing assets, the bank demonstrated strong operational performance.
- IndianAPIBuy or sell: Sumeet Bagadia recommends three stocks to buy on Monday - 27 July 2026
Regarding stocks to buy on Monday, 27 July, Sumeet Bagadia recommended these three buy-or-sell stocks: LTM, AU Small Finance Bank, and ITC.
- IndianAPIQ1 results 2026: AU Small Finance Bank, IDFC First Bank, Zen Technologies, among companies to announce earnings today
On July 25, around 25 companies, including AU Small Finance Bank and IDFC First Bank, will report Q1 FY27 earnings. Investors key in on outlook commentary as Indian stocks face pressure, following a five-session decline with geopolitical tensions and elevated crude oil prices.
- IndianAPIStock market today: Sensex jumps 500 points, Nifty 50 closes above 24,400; investors earn ₹2 lakh crore in a day
The Sensex ended 521 points, or 0.67%, higher at 78,285, while the Nifty 50 closed at 24,430, up 160 points, or 0.66%. The mid and small-cap segments also rose. The Nifty Midcap 100 and Smallcap 100 indices gained 0.45% and 0.75%, respectively.
- IndianAPIAU Small Finance Bank's growth engine is intact, but questions remain
Whether the momentum in the lender's mainstay vehicle financing has sustained in Q1 amid rising crude oil and commodity costs and a fading GST 2.0 push has to be seen.
- IndianAPISensex drops 700 points from day's high to close flat, Nifty 50 ends near 24,050; mid, small-caps underperform
Stock market today: The Sensex dropped 703 points from its intraday high of 77,803.18 to end at 77,100.47. The Nifty 50 hit an intraday high of 24,261.60 during the session but closed at 24,056, up 34 points, or 0.14%.
For informational and educational purposes only. Not investment advice. Data may be delayed or incomplete. Consult a SEBI-registered investment adviser before making investment decisions.