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Advik Capital Limited
ADVIKCASmall CapNSEBSE
Consumer Financial Services · Consumer Financial Services
₹1.18down 0.01down 0.84 percentas of 31 Aug 2026
Book value ₹2.68
Key metrics
- Market Cap
- 71.80 ₹ cr
- P/E
- 7.37 x
- P/B
- 0.44 x
- ROE
- 4.99%
- ROCE
- —
- Debt to Equity
- 0.93 x
- Net Margin
- 35.67%
- Dividend Yield
- —
- Revenue Growth (YoY)
- -104.29%
Observations
Mechanical observations generated from stored data, not analysis or opinion. Each one names the threshold that produced it — the ROCE check below uses 20%, a fixed default rather than a value tailored to this company.
- Revenue grew year-on-year in each of the last 3 years.
- Net margin declined year-on-year in 2 of the last 3 years.
- Promoter holding 22.5% (pledge data not available).
- Debt-to-equity 0.93 — below the Consumer Financial Services median of 1.23.
ADVIKCA
₹1.18down 0.84 percent
EOD Synced: 31 Aug 2026 18:30 ISTOverview & Live Price Chart
Executive Investment Verdict & Quality Synthesis
Autonomous V2Multi-dimensional quantitative synthesis across capital efficiency, forensic accounting, intrinsic valuation, and ownership governance.
Factual Quantitative Consensus
1. Capital Efficiency & MoatModerate Return
—ROCE
ROE: 4.99%·P/B: 0.44x
2. Forensic Health & SolvencyCAMEL Regulated Resilient
CAMEL PassBanking Matrix
CRAR & NPA Reserves Aligned
3. Valuation & DCF Spread+228.8% Margin of Safety
₹4DCF Fair Value
CMP: ₹1.2
4. Ownership & GovernanceWidely Held / Low Promoter
22.49%Promoter Stake
Pledged: 0.0%·Inst: —
Institutional Factor Scores
QVGM Factor Grade Matrix
Institutional Multi-Factor Profile (QVGM)
Composite 0–100 percentile ranks normalized across all 500 universe constituents
Rank #12 of 20 in Consumer Financial ServicesQVGM 58/100
Quality (Q)33
ROE, ROCE, Margins & Cash Conversion
Value (V)88
P/E, P/B, EV/EBITDA vs Sector Benchmarks
Growth (G)98
3Y Sales & EPS Compounded Growth
Momentum (M)9
Relative Strength & Trend Position
TheScreener Radar™ 5-Pillar Quantitative Scorecard
Holistic quantitative radar evaluating fundamental quality, valuation multiples, balance sheet health, growth, and price momentum
Sector Rank:Rank #12 of 20 in Consumer Financial Services
Valuation
Strong88/100
P/E Ratio:7.37x
P/B Ratio:0.44x
Dividend Yield:0.00%
P/E, P/B, EV/EBITDA & Dividend Yield relative to 5Y medians and sector
Growth
Strong98/100
3Y Sales CAGR:—
3Y PAT CAGR:—
Quarterly YoY:+12.4%
3-Year Compounded Sales & Net Profit Growth trajectory
Profitability
Weak33/100
ROE:5.0%
ROCE:—
OPM %:—
Return on Equity (ROE), ROCE & Operating Margin efficiency
Solvency & Health
Weak33/100
Piotroski F-Score:3/9
Altman Z-Score:—
Debt / Equity:0.00
Balance Sheet strength, Altman Z-Score & Piotroski F-Score checklist
Momentum
Weak9/100
1Y Return:—
RSI (14):54.2
From 52W High:—
1-Year Relative Strength vs NIFTY 500, RSI-14 & 52W High distance
Quantitative Drivers & Growth Analysis
52-week corridor, deep valuation multiples, compounded CAGR trajectory, and institutional flow shifts
52-Week Low₹1.18
From 52W High-37.57%
52-Week High₹1.89
Valuation MultiplesCash Flow & Yield
PEG Ratio—
Earnings Yield16.10%
Price / FCF—
FCF Yield-161.02%
Payout Ratio—
Net-Net Ratio—
Solvency & SafetyPiotroski & Altman
Piotroski F-Score3/9
Altman Z-Score—
Graham Number₹3.39
1Y Flow & Margin ShiftsTrailing 12M
FII Stake:—
DII Stake:—
OPM Margin:▲ +0.15%
Net Margin:▼ 8.34%
Compounded Annual Growth Rate (CAGR Matrix)
Historical Fundamental Trajectory| Metric | QoQ Shift | YoY Shift | 1Y CAGR | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|---|
| Revenue Growth | ▼ 149.91% | ▼ 104.29% | 59.65% | 249.58% | 25.26% |
| Net Profit Growth | ▼ 3,637.29% | ▼ 383.95% | 29.40% | 163.47% | 141.59% |
| EPS Growth | ▼ 800.00% | ▼ 115.56% | 0.00% | -66.27% | 56.87% |
Intrinsic Valuation Models & DCF Sensitivity
Institutional DCF & Intrinsic Valuation Studio — ADVIKCA
2-Stage Discounted Cash Flow, Reverse DCF Implied Growth, and Benjamin Graham & Peter Lynch valuation benchmarks.
DCF Intrinsic Fair Value
₹4.5
Verdict:Undervalued (+284.5%)
Benjamin Graham Number
₹3.4
+188.1% vs CMPPeter Lynch Fair Value
₹1.0
-19.5% vs CMPReverse DCF Implied Growth
12.5% CAGR
Modest Expectations (High Margin of Safety)Valuation Spectrum PositioningCMP: ₹1.2
₹0 (Distress)CMP: ₹1DCF: ₹5Graham: ₹3
Scenario Calibration & Sensitivity Levers
Tune Discount Rate (WACC), 5-Year Growth, and Terminal Value to model bear, base, and bull cases.
Discount Rate (WACC)11.5%
Cost of Capital Hurdle
5-Year FCF Growth CAGR30.0%
Assumed stage-1 cash flow expansionTerminal Growth Rate4.5%
Long-term perpetual GDP growth rate5-Year Projected Cash Flow Schedule (₹ Cr)
| Projection Period | Growth Rate | Projected FCF | Discount Factor | Present Value |
|---|---|---|---|---|
| Year 1 | 30% | ₹13 | 0.8969 | ₹12 |
| Year 2 | 30% | ₹17 | 0.8044 | ₹14 |
| Year 3 | 30% | ₹22 | 0.7214 | ₹16 |
| Year 4 | 30% | ₹29 | 0.6470 | ₹18 |
| Year 5 | 30% | ₹37 | 0.5803 | ₹22 |
2D Sensitivity Matrix (WACC vs Terminal Growth Rate)
Click any cell to apply WACC & terminal growth scenario. Values in ₹ / share.| WACC \ g(Terminal) | 3.0% | 4.0% | 4.5% | 5.0% | 6.0% |
|---|---|---|---|---|---|
| 10.0% | ₹5 +314% | ₹6 +398% | ₹7 +452% | ₹7 +516% | ₹9 +693% |
| 11.0% | ₹4 +233% | ₹5 +294% | ₹5 +332% | ₹6 +375% | ₹7 +489% |
| 11.5% | ₹4 +200% | ₹4 +253% | ₹5 +284% | ₹5 +321% | ₹6 +415% |
| 12.0% | ₹3 +171% | ₹4 +216% | ₹4 +244% | ₹4 +275% | ₹5 +353% |
| 13.0% | ₹3 +121% | ₹3 +156% | ₹3 +177% | ₹4 +200% | ₹4 +257% |
Discounted cash flow (DCF) and valuation models are quantitative projections based on user-supplied assumptions — not a forecast, not a guarantee of future performance, and not SEBI-registered investment advice. Actual financial performance and stock price movements may differ materially.
New to intrinsic valuation models? Learn how Discounted Cash Flow and Terminal Growth rates work.Read DCF Academy Guide →
Valuation history
P/E7.37current
ReportedComputed, approximate
P/B0.44current
ReportedComputed, approximate
The dashed line is computed from historical close price divided by the most recently reported annual EPS or book value — not IndianAPI's own figure, which only ever gives a single current reading with no history behind it. Real results are typically disclosed several weeks after the fiscal year ends, so a computed point right around a year transition can lag what the market actually knew that day. The solid line is the real reported figure.
EV/EBITDA is not shown — there is no verified source for it in our data feed, and estimating it would misrepresent an estimate as a reported figure.
| Date | P/E | P/B |
|---|---|---|
| 31 Aug 2026 | 7.37 | 0.44 |
Analyst Consensus, Price Targets & Forecasts
Analyst Ratings
No analyst consensus data available for this company.
Risk Profile & Volatility
Statistical return volatility classification · 31 Aug 2026
Balanced risk
Low RiskModerate RiskHigh Risk
Annualised Standard Deviation:39.10%
Analyst Price Targets
12-month forward price consensus · 20 Aug 2026
Upside: +1,26,722.88%
Mean Target₹1,496.51vs CMP ₹1.18
High Target₹1,546.39+130950.0% max upside
Low Target₹1,341.32113571.2% downside
Median Target₹1,490.9745 estimates
Low: ₹1,341.32Mean: ₹1,496.51High: ₹1,546.39
Mean Target Current Price (₹1.18)
Price targets are third-party analyst estimates compiled from institutional brokers. They do not constitute investment advice.
Forward Financial Forecasts & Consensus Estimates
Institutional broker consensus estimates and forward earnings trajectory
FY2027E11 Analysts
Mean Estimate
₹0.05
Low:—
High:—
FY2027E11 Analysts
Mean Estimate
₹0.05
Low:—
High:—
FY2027E11 Analysts
Mean Estimate
₹0.06
Low:—
High:—
FY2027E11 Analysts
Mean Estimate
₹0.06
Low:—
High:—
FY2028E11 Analysts
Mean Estimate
₹0.06
Low:—
High:—
FY2028E11 Analysts
Mean Estimate
₹0.06
Low:—
High:—
FY2028E11 Analysts
Mean Estimate
₹0.07
Low:—
High:—
FY2028E11 Analysts
Mean Estimate
₹0.07
Low:—
High:—
| Period / Fiscal Year | Consensus Mean | Bull Case (High) | Bear Case (Low) | Brokers |
|---|---|---|---|---|
| FY2027 Forecast | ₹0.05 | — | — | 11 |
| FY2027 Forecast | ₹0.05 | — | — | 11 |
| FY2027 Forecast | ₹0.06 | — | — | 11 |
| FY2027 Forecast | ₹0.06 | — | — | 11 |
| FY2028 Forecast | ₹0.06 | — | — | 11 |
| FY2028 Forecast | ₹0.06 | — | — | 11 |
| FY2028 Forecast | ₹0.07 | — | — | 11 |
| FY2028 Forecast | ₹0.07 | — | — | 11 |
Third-party broker forecasts compiled from institutional research houses, not IndiScreener's proprietary estimates. Provided strictly for analytical benchmarking and does not constitute investment advice.
Forensic Accounting Audit & Solvency Risk
Accounting Health & Governance Quality Radar
Algorithmic accounting analysis across balance sheet solvency, cash conversion efficiency, and ownership stability.
Governance Watchouts Flagged
Financial Strengths & Catalysts
2 Factors- •Company has demonstrated healthy revenue growth of 184.7% CAGR over 3 years.
- •Net profit has grown at an impressive 163.5% CAGR over 3 years.
Risk Factors & Watchouts
3 Watchouts- •Return on Equity (ROE) is currently modest at 5.0%.
- •Cash conversion lag: Operating Cash Flow is below 50% of reported Net Profit.
- •Persistent negative operating cash flow despite reported positive accounting profits.
Forensic Accounting & Health Audit
CAMEL Banking Model & Quality Factor Composite
Piotroski F-Score3 / 9
● Weak (Caution)
Altman Z-Score—
● Not Applicable for Banks/NBFCs
Beneish M-Score-0.44
● Elevated Manipulation Risk
Financial patterns show abnormal accruals or margin distortion.
CAMEL Banking & NBFC Resilience ScorecardNet Profit: ₹8.23 Cr
Capital Adequacy (CRAR)22.0%Strong (>= 15.0%)
Asset Quality (Gross NPA)3.75%Moderate (< 2.5%)
Provision Coverage (PCR)65.5%Adequate (>= 70.0%)
Net Interest Margin (NIM)6.5%Healthy (>= 3.2%)
Cost-to-Income Ratio35.0%Efficient (< 50.0%)
Learn how Piotroski F-Score (9 criteria) and Altman Z-Score detect earnings manipulation and bankruptcy risk.Read Forensic Guide →
10-Year Financial Statements & DuPont ROE
Financial Statements
consolidated · amounts in ₹ Crores
Accounting Flow:
Wall Street Cash Flow & Free Cash Flow (FCF) Cascade
FY25 (2024-2025)3-Stage institutional flow from reported earnings to owner Free Cash Flow and capital allocation
FCF Conversion Rate (FCF / PAT)
-1404.7%Low Cash Conversion
Measures how much reported accounting profit turns into real liquid cash.
Free Cash Flow Margin
-501.1%of Gross Revenue
Liquid cash retained per ₹100 of top-line revenue generated.
CapEx Reinvestment Rate
—of Operating Cash
Portion of operating cash reinvested in future capacity and maintenance.
Reported Net Profit (PAT)₹8 CrInflow
8
+ D&A Non-Cash Charge₹1 CrAdd-back
1
Working Capital Adjustment-₹121 Cr- Tied Up
121
= Operating Cash Flow (CFO)-₹112 CrOperating Cash
112
- Capital Expenditures (CapEx)-₹4 CrReinvestment
4
= Free Cash Flow (FCF)-₹116 CrFree Cash Flow
116
- Dividends & Debt Repayment-₹2 CrCapital Return
2
= Net Change in Cash-₹118 CrNet Balance
118
Multi-Year Historical FCF vs Reported PAT Trajectory:
Free Cash Flow (FCF) Reported Net Profit (PAT)
| Metric | 2019-202031 Mar 2020 | 2020-202131 Mar 2021 | 2021-202231 Mar 2022 | 2022-202331 Mar 2023 | 2023-202431 Mar 2024 | 2024-202531 Mar 2025 |
|---|---|---|---|---|---|---|
| Revenue | ₹7.48 | ₹6.26 | ₹0.54 | ₹6.99 | ₹14.45 | ₹23.07 |
| Operating profit | ₹0.26 | ₹0.30 | ₹-45.11 | ₹-581.11 | ₹9.53 | ₹15.25 |
| OPM | 3.48% | 4.79% | -8,353.70% | -8,313.45% | 65.95% | 66.10% |
| Net profit | ₹0.10 | ₹0.06 | ₹0.45 | ₹9.35 | ₹6.36 | ₹8.23 |
| EPS | 0.02 | 0.01 | 4.95 | 17.80 | 0.19 | 0.19 |
| Net margin | 1.34% | 0.96% | 83.33% | 133.76% | 44.01% | 35.67% |
| ROE | 0.85% | 0.51% | 4.18% | 15.96% | 5.65% | 4.99% |
| ROCE | — | — | — | — | — | — |
| Debt / equity | 0.21 | 0.24 | 0.44 | 1.28 | 0.70 | 0.93 |
Compounded growth (CAGR)
| Metric | 1Y | 3Y | 5Y |
|---|---|---|---|
| Revenue | 59.65% | 249.58% | 25.26% |
| Net profit | 29.40% | 163.47% | 141.59% |
| EPS | 0.00% | -66.27% | 56.87% |
Each column only appears when 6 real reported years actually support it — never extrapolated from fewer.
Balance sheet
| Metric | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|
| Total assets | ₹15.60 | ₹15.86 | ₹16.69 | ₹142.56 | ₹204.18 | ₹334.00 |
| Total liabilities | ₹3.82 | ₹4.00 | ₹5.93 | ₹83.97 | ₹91.55 | ₹169.06 |
| Total equity | ₹11.78 | ₹11.86 | ₹10.76 | ₹58.60 | ₹112.63 | ₹164.93 |
| Total debt | ₹2.45 | ₹2.85 | ₹4.69 | ₹75.13 | ₹78.67 | ₹153.39 |
| Cash | — | — | ₹0.01 | ₹0.01 | ₹0.01 | — |
| Current assets | — | — | — | — | — | — |
| Current liabilities | — | — | — | — | — | — |
| Inventory | ₹2.61 | ₹2.54 | — | — | — | — |
| Receivables | ₹2.13 | ₹2.37 | ₹1.02 | ₹3.40 | ₹0.05 | — |
| Payables | ₹0.00 | ₹0.00 | ₹0.54 | ₹2.80 | ₹0.13 | ₹0.12 |
| Net PP&E | ₹2.31 | ₹2.20 | ₹1.98 | ₹1.77 | ₹2.65 | ₹2.87 |
| Retained earnings | ₹5.70 | ₹5.77 | — | — | — | — |
Cash flow
| Metric | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|
| Operating cash flow | ₹-1.00 | ₹-0.06 | ₹-2.84 | ₹-88.36 | ₹-52.12 | ₹-111.67 |
| Capital expenditure | ₹-0.35 | ₹-0.10 | ₹0.00 | ₹-0.03 | ₹-1.39 | ₹-3.94 |
| Free cash flow | ₹-1.35 | ₹-0.16 | ₹-2.84 | ₹-88.39 | ₹-53.51 | ₹-115.61 |
| OCF / net profit | -10.00 | -1.00 | -6.31 | -9.45 | -8.20 | -13.57 |
| FCF / Capex intensity | 4.68 | 1.60 | 0.00 | 0.43 | 9.62 | 17.08 |
Income statement detail
| Metric | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|
| Gross profit | ₹1.30 | ₹1.87 | ₹-5.11 | ₹1.50 | ₹13.41 | ₹22.94 |
| Cost of revenue | ₹6.18 | ₹4.39 | ₹5.65 | ₹5.49 | ₹1.04 | ₹0.13 |
| EBITDA | ₹0.50 | ₹0.49 | ₹-44.88 | ₹-580.87 | ₹10.05 | ₹16.06 |
| Income before tax | ₹0.17 | ₹0.10 | ₹0.63 | ₹12.83 | ₹8.98 | ₹10.69 |
| Interest expense | ₹0.17 | ₹0.22 | — | — | ₹1.91 | ₹4.68 |
| Tax expense | ₹0.06 | ₹0.04 | ₹0.16 | ₹3.48 | ₹2.63 | ₹2.45 |
| D&A | ₹0.24 | ₹0.19 | ₹0.23 | ₹0.24 | ₹0.52 | ₹0.81 |
| EBITDA margin | 6.68% | 7.83% | -8,311.11% | -8,310.01% | 69.55% | 69.61% |
Financial ratios
| Metric | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|
| Current ratio | — | — | — | — | — | — |
| Quick ratio | — | — | — | — | — | — |
| Interest coverage | 1.53 | 1.36 | — | — | 4.99 | 3.26 |
| Inventory days | 154.15 | 211.18 | — | — | — | — |
| Receivable days | 103.94 | 138.19 | 689.44 | 177.54 | 1.26 | — |
| Payable days | 0.00 | 0.00 | 34.89 | 186.16 | 45.63 | 336.92 |
| Cash conversion cycle | 258.09 | 349.37 | — | — | — | — |
| Working capital days | — | — | — | — | — | — |
| Fixed asset turnover | 3.24 | 2.85 | 0.27 | 3.95 | 5.45 | 8.04 |
| ROA | 0.64% | 0.38% | 2.70% | 6.56% | 3.11% | 2.46% |
| ROIC | — | — | -217.96% | -316.70% | 3.52% | — |
| Gross margin | 17.38% | 29.87% | -946.30% | 21.46% | 92.80% | 99.44% |
DuPont 3-Stage ROE Factor Decomposition
Deconstructing Return on Equity into Profitability, Asset Efficiency, and Financial Leverage
Balanced Return EngineFY2024-2025
Net marginProfitability
35.67%
Net Profit generated per ₹100 of revenue (Profitability)
×
Asset turnoverEfficiency
0.07
Revenue generated per ₹1 of total assets (Capital Efficiency)
×
Equity multiplierLeverage
2.03
Total assets supported per ₹1 of shareholder equity (Leverage)
=
Implied DuPont ROEFinal Output
4.99%
Reported: 4.99%
Explore the 3-Stage DuPont Formula: Net Margin × Asset Turnover × Leverage Multiplier.Read DuPont Guide →
Corporate Actions, Dividends & Capital Changes
Chronological Corporate Actions Registry
Historical stock splits, bonus shares, rights issues, and corporate schemes
| Year | Execution Date | Action Type | Ratio / Term |
|---|---|---|---|
| 2024 | 12 Sept 2024 | rights | 14:30 |
| 2023 | 07 Sept 2023 | rights | 17:18 |
| 2022 | 11 Mar 2022 | rights | 19:5 |
| 2017 | 15 Dec 2017 | split | 1:10 |
Industry Peer Group & Valuation Spread
Compare valuation multiples and market cap relative to sector competitors
Consumer Financial ServicesCompare Peers in Studio
Market Cap71.80 ₹ cr
Beats 0% of 5 industry peers · median 429.60 ₹ cr
P/E7.37 x
Beats 0% of 4 industry peers · median 23.99 x
P/B0.44 x
Beats 0% of 4 industry peers · median 2.04 x
ROE4.99%
Beats 0% of 5 industry peers · median 7.65%
Debt to Equity0.93 x
Beats 20% of 5 industry peers · median 1.23 x
Net Margin35.67%
Beats 100% of 5 industry peers · median 10.39%
Revenue Growth (YoY)-104.29%
Beats 0% of 4 industry peers · median 26.36%
| Company | Market Cap ▼ | P/E | P/B |
|---|---|---|---|
| ₹4,375.03 | 19.17 | 1.78 | |
Arman Financial Services LimitedARMANFIN | ₹2,074.44 | 37.97 | 2.29 |
| ₹429.60 | 28.81 | 7.36 | |
| ₹404.99 | — | — | |
Baid Finserv LimitedBAIDFIN | ₹155.97 | 8.47 | 0.65 |
Peers are chosen strictly by industry classification. A classification doesn't always describe what a company actually competes in, but gives an objective starting point across the universe.
Regulatory Filings & Market Intelligence
Corporate Document & Filings Vault
No statutory exchange announcements or PDF filings have been recorded for ADVIKCA yet.
News
No news has been ingested for this company yet.
For informational and educational purposes only. Not investment advice. Data may be delayed or incomplete. Consult a SEBI-registered investment adviser before making investment decisions.